The first month’s payment was in the $3000 drive off. 36 months, 10,000 miles a year. I got a call from the dealer a week after we made the deal, saying that I don’t have enough credit history, and I’d have to strike a new deal, this one with $14,000 down, and $1250/month payments. I can give them back the car (don’t know the terms of that yet). What should I do? I love the car, but $14,000 down is excessive.
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A deal is a deal. He can not just go and renegotiate that.
You will have to look for a new car if you can not afford it.
Sounds like they’re not too professional. They let you have the car without signing the papers? No, of course not. You signed the deal. They tried to sell your loan, and couldn’t, and now they’re trying to drag you into their problem. I would say don’t even talk to them. If you are going to help them with their problem, you need to ask for your $3000 back, plus the taxes! Gosh, what about that? They’ll have to pay your sales taxes, won’t they?
Some low-life at the dealer is in a heap of trouble with upper management. They’re just trying to drag you into it.
without knowing the specifics of the deal (hopefully you have a copy of the written contract you signed specifying the terms of the lease) there is not much I can say except go see a lawyer … it will be the best $50-$100 bucks you can spend in this situation. The key is to find out what your rights are given exactly what you agreed to and the applicable laws. This deal definately sounds shady and unfortuantely they may have your balls in a vise … or they are playing hardball and just see if they can retroactively screw you knowing all they can try is to intimidate you and see if you fold. If you can give the car back and get your $3000 back and a “fair” amount of the $1600 of your first months rent, then I would take it and leave. Best to cut your losses and move on when deals start to turn sour.
Why do you not have enough credit history? Did you recently move to the U.S. ? Are you very young? How did you come by this sort of money? (the dealer might get screwed if you are making the cash illegally, i.e. drugs … and this might be what they are trying to protect against) If you are a reasonable credit risk, creditors usually bend over backwards (ok, not always) to give you the benefit of the doubt because at the end of the day, this is how they make money.
Depending on what state you are in there might be a three day law. This would specific that by law you have three days to return a car from the date of purchase.
If one was to return the car now, you would get resale value for it and car prices go down tremendously after having been driven off the lot. It will probably be better if he can find a private seller for it.
However in most states you do not even have one day, unless you are doing the 24-hour test drive program.
The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.
The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.
Sorry for the huge review, but I’m really loving the new Zune, and hope this, as well as the excellent reviews some other people have written, will help you decide if it’s the right choice for you.
The new Zune browser is surprisingly good, but not as good as the iPod’s. It works well, but isn’t as fast as Safari, and has a clunkier interface. If you occasionally plan on using the web browser that’s not an issue, but if you’re planning to browse the web alot from your PMP then the iPod’s larger screen and better browser may be important.
Sorry for the huge review, but I’m really loving the new Zune, and hope this, as well as the excellent reviews some other people have written, will help you decide if it’s the right choice for you.
i didnt know that, is there another article like that? because i really wanna know more about it
Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.
I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)