Hey I have to admit I made a lot of mistakes all circling around my new sport car… I lost my license and learnt a lot from the process, now im just wondering whats going on. I looked into progressive for auto insturance, when i did this i tallied up my tickets and placed them into the spots. (its a big number but 8 moving violations) Except I put down the tickets in the form that they were plead down to. I only have 2 points on my license after the entire thing and well I dont understand how I paid 500 dollers to plea the ticket to a no point ticket but it STILL adds a good 100-200$ each for each ticket. I thought that if it was brought to a no point ticket they wouldnt increase or decsrease my insurance for it? I feel like somethings wrong. How can a non moving violation increase an insurance fee????
Btw I just got a new porsche boxster and im 18 years old 2 points and a big record. Completely truthful I put down all my tickets that werent dismissed in the form that they were plead to. It goes like 2x unsafe driving, not completely stopping at a stop sign, and driving on the wrong side of the road. All adding up to a mere 4 points, and I will have the driver thing that cuts two points off. All together my insruance will cost 490 a month. When I took off the two unsafe driving tickets (because there 0 points) and one of the 2 pointers, it went down to 275…
This is just weird to me im sorry…
I understand that considering my record, But most of the tickets were dismissed (via plea) and all were pleaded down to 0 points except two 2 point tickets. WHY did I plea the ticket down to a no point violation so that It doesnt increase my insurance if it does.
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That’s a good price Your lucky to have someone want to insure you.
I think if you are only 18 and put down 8 moving violations no matter the points they are definitely looking at you as an unsafe driver. Also you are only 18 so you pay higher insurance just for that.
You’re 18
You’re driving and expensive sports car
Your driving record is accessible by the insurance companies. What you were cited for and what they were pled down to is available to them. You gave them that information. The risk is there. They insure you based upon that risk.
You don’t say what the moving violations were pled down to. Was a 4 point speeding violation pled down to a 0 point speeding violation or pled down to a ‘waste of a finite resource’? (That happened in my case many years ago).
Insurance companies are interested in your driving habits like moving violations, credit risk, age, type of vehicle you drive, if your vehicle is used as a condition of employment and other factors they can use to set your premiums.
DMV points & insurance points are completely UNRELATED. The insurance does not care what the points are for each ticket on your record. Insurance points also vary state to state & company to company. At fault accidents also carry insurance points but no DMV points. The insurance only cares what tickets and accidents happened during the last 3 yrs immediately before the policy starts. Nonmoving violations (like a seat belt ticket) are not chargeable on the insurance.
The insurance will charge according to the actual ticket (speeding & the mph over the limit, red light, stop sign, etc), not whether any DMV points were assigned.
You plead down your points so that your license wouldn’t be suspended & you wouldn’t have to pay additional fines for points accumulation. Eight tickets is a lot and in most states (especially when you are a youthful driver), your license would be suspended. Now, you only have 4 DMV points, consider yourself lucky that you still have your license.
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The Zune concentrates on being a Portable Media Player. Not a web browser. Not a game machine. Maybe in the future it’ll do even better in those areas, but for now it’s a fantastic way to organize and listen to your music and videos, and is without peer in that regard. The iPod’s strengths are its web browsing and apps. If those sound more compelling, perhaps it is your best choice.
I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)
Hands down, Apple’s app store wins by a mile. It’s a huge selection of all sorts of apps vs a rather sad selection of a handful for Zune. Microsoft has plans, especially in the realm of games, but I’m not sure I’d want to bet on the future if this aspect is important to you. The iPod is a much better choice in that case.
Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.
I’ll gear this review to 2 types of people: current Zune owners who are considering an upgrade, and people trying to decide between a Zune and an iPod. (There are other players worth considering out there, like the Sony Walkman X, but I hope this gives you enough info to make an informed decision of the Zune vs players other than the iPod line as well.)
Zune and iPod: Most people compare the Zune to the Touch, but after seeing how slim and surprisingly small and light it is, I consider it to be a rather unique hybrid that combines qualities of both the Touch and the Nano. It’s very colorful and lovely OLED screen is slightly smaller than the touch screen, but the player itself feels quite a bit smaller and lighter. It weighs about 2/3 as much, and is noticeably smaller in width and height, while being just a hair thicker.
Sorry for the huge review, but I’m really loving the new Zune, and hope this, as well as the excellent reviews some other people have written, will help you decide if it’s the right choice for you.
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